Biography
Family Background and Early Life
Zhou Chen was born on the twenty-first day of the eleventh lunar month of Hongwu 14 (7 December 1381) at Yuegang in Jishui County, Ji'an Prefecture. The Zhou family was not prominent. His father Zhou Sen, a scholar living at home, personally educated his son, while his mother, Lady Long, came from an ordinary family but imposed strict discipline. Zhou began reading at eight and was said to have an exceptional memory. At twelve he studied with the locally prominent Wang family of Jintang, and his father copied model essays by earlier masters for him. When his father was away on official labor, his mother supervised his studies. Unable to afford a set of the *Four Books*, Lady Long wove cotton cloth for a merchant for fifteen days and nights and exchanged the resulting bolt of cloth for the books. She told him that persistent labor prevented poverty of knowledge and that alertness led to achievement, asking him to make his learning as continuous as the cloth she had woven. Zhou remembered the lesson and studied more diligently.
In 1398 Liu Junfu, assistant prefect of Ji'an, ordered Zhou admitted as a student of the prefectural school. In 1399 he studied the *Book of Documents* under Liu Ziqin and progressed rapidly. In 1402 Prefect Zhu Zhongzhi recommended that he enter the Jiangxi provincial examination. His grandfather Zhou Run warned him that men of old did not take office too early and that a young scholar without mature learning or settled judgment might succeed by borrowing others' opinions yet fail in public service. Zhou accepted the advice and devoted himself to further study instead of sitting the examination that year.
Examination Career and Study in the Wenyuan Pavilion
In 1403, urged by Ji'an prefect Lin Fang, Zhou took the Jiangxi provincial examination and placed sixty-fourth. In 1404 he earned the *jinshi* degree and was selected as a Hanlin bachelor trainee. In the first month of 1405 the Yongle Emperor instructed Xie Jin and others to choose twenty-eight gifted new degree-holders for advanced study in the Wenyuan Pavilion. Zhou personally asked to continue his studies because he was still young. The emperor praised his ambition and added him as the twenty-ninth. He studied alongside Zeng Qi, Wang Ying, Wang Zhi, Li Shimian, and others. In the eighth month his mother died and he returned home for mourning.
In 1408 Zhou was recalled and assigned to the Hanlin Academy while continuing at the Wenyuan Pavilion, where he participated in the compilation of the *Yongle Encyclopedia*. In 1412 he became secretary of the Guangxi Bureau of the Ministry of Justice. In 1413 he followed the Yongle Emperor to the Beijing imperial residence, was given duties involving prisoners handled by Nanjing judicial offices, and worked on the *Compendium of the Principles of the Five Classics and Four Books*. In 1416, before the emperor's planned return to Nanjing, Zhou was sent ahead to clear the route, post prohibitions, and handle criminal matters. In 1417 he became vice director of the Fujian Bureau of the Ministry of Justice. In 1419 he was charged with pressing grain shipments from the Northern and Southern Metropolitan Regions.
Although Zhou had considerable practical ability, he spent about twenty years in middle and lower offices and was little known. Xia Yuanji alone recognized his unusual talent. In 1425 Zhou was eventually promoted to chief secretary of the Prince of Yue's establishment. In the early Xuande years someone proposed making Zhou a prefect, but Xia Yuanji argued that an ordinary promotion would not fully use his ability.
Grand Coordinator of Jiangnan and Tax Reform
In the ninth month of 1430, the Xuande Emperor, concerned that tax revenues across the empire were badly administered and that Jiangnan was especially troubled—Suzhou Prefecture alone reportedly owed eight million *shi* of grain—sought a capable senior official. On the recommendation of Grand Secretary Yang Rong, Zhou Chen was promoted to Right Vice Minister of Works and sent as grand coordinator of the Jiangnan prefectures with overall responsibility for tax grain.
On arrival, Zhou summoned local elders and asked why arrears were so large. They explained that wealthy households refused to pay additional transport-loss grain, forcing the surcharge onto small taxpayers, who then fled because of poverty. Zhou introduced the equalized-rice method so that such surcharges would be distributed evenly. He also asked the emperor to have the Ministry of Works issue standard iron measuring vessels to the counties, ending abuses by grain chiefs who took in grain with larger measures and paid it out with smaller ones. Under the old system, each grain chief had two deputies, and all three went to the Nanjing Ministry of Revenue every seventh month to receive official credentials, financing the journeys by levies on taxpayers. Zhou reduced the positions to one chief and one deputy, who alternated in making the trip, while local officials collected the completed documents for return to the ministry. This significantly reduced local burdens.
Zhou found that counties lacked public collection depots and that grain chiefs stored tax grain at home, which he identified as a major source of arrears. He therefore ordered the establishment of waterside granaries. Each unit had a grain head and a depot household in a system called “jurisdictional collection”; only when six or seven ten-thousand *shi* had accumulated was a grain chief appointed over the whole, called “general collection.” Taxpayers delivered grain to the depot under official supervision while the grain chief merely consolidated the accounts by date. Zhou also introduced separate transport-allocation and convoy-transport registers. The first recorded grain assigned for shipment and anticipated losses en route to granaries at the capital and Tongzhou; the second recorded expenses such as transshipment through shallow reaches and provided reimbursement after return. Surplus grain owed to the provincial treasury remained stored locally as “surplus rice.” Collection rates in subsequent years were adjusted according to the size of the reserve.
After the Ming conquest of the Wu region, estates of meritorious families and later confiscated lands of wealthy households had become “official fields.” Their tax grain continued to be assessed at former rent-book levels, making Suzhou's burden exceptionally heavy. Of a total annual rental assessment of 2.77 million *shi* from official and private fields, official fields accounted for 2.62 million. The Xuande Emperor repeatedly ordered reductions. After months of calculation, Zhou Chen and Suzhou prefect Kuang Zhong reduced the official-field rental assessment to just over 720,000 *shi*, with reductions elsewhere as well, giving substantial relief to the population.
Aid-the-Farmers Granaries and Transport Reform
In 1432, after an abundant Jiangnan harvest, the Xuande Emperor ordered local administrations to purchase grain at fair prices with government paper money for relief and loans. Suzhou acquired 290,000 *shi*. At the time stipends for nobles, soldiers, and officials were paid from the Nanjing Ministry of Revenue. Suzhou and Songjiang taxpayers transporting grain to Nanjing paid six additional *dou* of expenses for every *shi*. Zhou proposed paying stipends locally, granting one *dou* as boat compensation, and collecting the remaining five *dou* as a reserve. Together with state purchases, this produced more than 700,000 *shi* of grain, stored in granaries called “Aid-the-Farmers Granaries.”
The reserves were used for disaster relief and agricultural loans. Surplus grain could cover convoy expenses, storm losses, theft, or robbery, with loans repaid after the autumn harvest. Rations for repairing polders and dikes, opening rivers, and dredging lakes did not have to be repaid. Farmers seeking loans were investigated according to household circumstances and landholding and repaid together with the tax grain after harvest; in bad years the reserves were again used for relief. Habitual defaulters were denied later loans. Zhou submitted these procedures as regulations and received imperial commendation. During his tenure, the source states, common people in the major Jiangnan prefectures scarcely experienced famine and the summer and autumn taxes did not fall into arrears.
At the time grain transport was divided equally between military and civilian carriers. The state provided military transport boats, while civilians hired vessels and paid substantial additional losses; roughly one extra *shi* might be required for every three *shi* delivered, and the round trip consumed a year and interfered with farming. Zhou and Chen Xuan, Earl of Pingjiang, agreed that civilian carriers would deliver to Huai'an or Guazhou and transfer the grain to military transport for shipment to Tongzhou. Surcharges varied by transfer point, with additional grain for crossing the river and even reed matting converted into grain. If military carriers were delayed by weather, prefectures and counties supplied compensation grain. A granary was also established at the Guazhou waterfront, with surplus grain supporting its keepers. Transport costs fell substantially.
Continuing Administration in the Zhengtong Era
In the early Zhengtong era, Huai'an and Yangzhou suffered disaster and salt revenues collapsed. The Yingzong Emperor sent Zhou to inspect. He proposed sending ten or twenty thousand *shi* of surplus rice from Suzhou and other prefectures to the Yangzhou salt fields, crediting it against the following year's land tax, while salt workers exchanged salt for grain. Because grain was expensive and salt cheap, the government accumulated salt while the population obtained food, benefiting both public and private interests. Zhou was later given responsibility for the Songjiang salt levy. When Huating and Shanghai owed more than 630,000 units of salt levy and many salt households had fled, Zhou submitted four measures to reduce transport losses, obtained more than 30,000 *shi* of grain, and established Salt-Support Granaries modeled on the Aid-the-Farmers system to cover missing households.
In 1441 he received additional responsibility for tax grain in Huzhou and Jiaxing and, together with Supervising Secretary Guo Jin, for reviewing judicial cases in Nanjing. Zhou was open and approachable. Hu Gai, Minister of the Court of Judicial Review, had previously governed harshly as grand coordinator, while Zhou preferred simple and convenient procedures. After many years in Jiangnan, he knew officials and people almost like family. He often traveled through villages without attendants, spoke directly with farmers about hardships, and sought practical remedies. He consulted even low-ranking clerks and freely adopted useful suggestions. Capable officials such as Kuang Zhong, Songjiang prefect Zhao Yu, Changzhou prefect Mo Yu, and assistant prefect Zhao Tai were trusted to use their strengths.
In 1444 Supervising Secretary Li Su and others accused Zhou of altering established rules and taxes. Zhou defended himself, and the Yingzong Emperor declined to pursue the matter because the surplus grain had been used for public purposes. Yin Chongli then claimed that Zhou improperly collected too much surcharge grain. Zhou's reforms were repealed, but the public complained of hardship. Zhou petitioned for Yin's punishment and his system was restored. The same year, when his term ended, he should have become Minister of Revenue. Because people from Zhejiang, Jiangxi, Suzhou, and Songjiang were said not to be eligible for that ministry, he instead became Minister of Works while remaining grand coordinator.
Jingtai Difficulties and Final Years
In 1450, Peng Shouxue of Liyang repeatedly submitted accusations against Zhou, and the Ministry of Revenue sent Censor Li Jian and others to investigate the counties. In the following year Supervising Secretary Jin Da and others also memorialized against him, and Zhou was recalled. Censors then repeatedly sought punishment. The Jingtai Emperor knew Zhou's merit and most senior ministers supported him, yet still ordered him to retire. Contemporary opinion nevertheless held that no one surpassed Zhou in fiscal administration. His governance centered on relief of the people: surplus grain collected each year was returned to local use, and his rules were adjusted flexibly according to circumstances. Some prefectures accumulated enormous reserves, supporting both government and people and even aiding neighboring regions.
After Zhou's retirement, Li Min replaced him. The Ministry of Revenue began treating his accumulated grain as ordinary state revenue, and reserves gradually declined. When famine later struck Jiangnan, deaths from hunger appeared along the roads while taxes remained unchanged. People increasingly remembered Zhou and erected living shrines to him in many places. After leaving office his family moved to Shanqian Village in Luling. He died in the tenth lunar month of Jingtai 4 (3 November 1453), aged seventy-two, and received the posthumous title Wenxiang.